After experiencing an auto accident, it’s normal to feel a rush of adrenaline and a sense of relief that you’re safe. But after ensuring everyone’s well-being, it’s time to take a closer look at your vehicle’s condition. Today, we’re discussing the importance of promptly assessing vehicle damage and why it’s so crucial.
Safety First, Always
The most immediate reason to get your vehicle checked after an accident is safety. Auto accidents can cause hidden damage that may not be visible to the untrained eye. This includes potential issues with the car’s structural integrity, the wheels, the brakes, or the engine, among others. Neglecting to address these issues can lead to severe mechanical failures while driving, possibly leading to another accident.
Protecting Your Investment
Your vehicle is a significant investment. To protect its value, you should have it thoroughly inspected and repaired after an accident. This applies even if the damage seems minor. Something as small as a dent or scratch can lead to more significant problems down the line if not addressed properly, such as rust or internal damage.
Insurance Purposes
Your insurance company will require a thorough inspection and an estimate of repair costs to process your claim. In many cases, your insurer will have specific auto repair shops they work with for this process. Make sure to take this step promptly to avoid delays in your insurance claim.
Legal Protection
A proper assessment of your vehicle’s damage also has legal implications. If you’re involved in a lawsuit related to the accident, the extent and cost of your car’s repairs can play a critical role in your case. A documented inspection by a professional can serve as key evidence in court. Normally, lawyers are only involved with the personal injury claim associated with the accident that caused property damage. The two claims are separate, with the lawyer handling most issues with the personal injury and the vehicle owner handling the property damage directly with the insurance company. It’s important to act as a tough negotiator to get the proper property damage assessment and repair estimate, and know that will also affect the way the personal injury claim is assessed. The more damage to the vehicle, the more personal injury (and a higher level of personal injury) is assumed.
How to Proceed with the Assessment
As soon as possible after the accident, take your vehicle to a professional mechanic or a collision repair center for a thorough inspection. They can evaluate both visible and hidden damage, provide a detailed report, and give you an estimate of the repair costs. Keep all these documents safe, as you may need them for your insurance claim or legal proceedings. Remember, even if your vehicle appears to be running smoothly after the accident, do not skip this crucial step. It’s better to ensure everything is in order rather than risk missing hidden damage that could cause problems in the future.
In tomorrow’s discussion, we’ll delve into the complexities of dealing with auto insurance companies after an accident. You won’t want to miss it!
